Position title
Area Credit Manager
Description

•Min 4-5 Yrs of experience in the BFSI sector

Responsibilities

• Min 4-5 Yrs of experience in the BFSI sector
• Credit appraisal & decisioning loan and LAP file applications.
• Underwriting of LAP applications.
• Monitor CPA processing and facilitate final disbursal.
• Handling Entire West - Maharashtra
• Conducting personal discussion with the customers at their business place and analysing their financial potentiality.
• Frequent interaction with HO team and with colleagues in other region for market updation.
• Training credit team and sales on Mortgage process and policies.
• Supporting sales and credit team in decision making and structuring cases.
• Coordinating with vendors. (Lawyer, Valuer & verification Agencies)
• Frequent interaction with HO team and with colleagues in other region for market updation.
• Formulate an integrated credit risk management framework.
• Ensure that all credit Risk operations have been assessed against risks and that all potential dangers in processes have been identified and reported.
• Develop and monitor the credit and credit risk policies at business level risk.
• Analyse and monitor credit performance to identify risks.
• Risk analysis of the Credit portfolio geography wise, Product wise and Customer wise to monitor the level of credit risk borne by the Company.
• Develop and maintain credit scorecards for the portfolios and its usage for credit appraisal.
• Ensure effective communication and collaboration with Heads of Operational and Market Risk
Preferred candidate profile
1. Excellent oral and written communication skills
2. Self-starter with demonstrated ability to deliver under pressure
3. Ability to work in an evolving and fast paced environment
•Key Skills
Skills highlighted with ‘‘ are preferred keyskills
Risk Analysis
Analysis Loan Against Property Credit Management

Qualifications

UG: Any Graduate

Contacts

hr_communication@shikshafinance.com
pavithra.selvakumar@shikshafinance.com
karthickkumar.ramanathan@shikshafinance.com

Phone No – 9150003142 / 7305943971

Employment Type
Full-time
Industry
NBFC (Micro Finance)
Job Location
Arumbakkam, Chennai
Working Hours
9.30 am to 6.00 pm
Date posted
December 21, 2023
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