Board of Directors


Pradeep V Bhide


Pradeep V Bhide, is an IAS officer (retd.) with four decades of rich experience across various State and Central Government departments, during which period he held several senior postings in the Finance and Home ministries including Secretary, Department of Revenue, Ministry of Finance, Government of India.

During his tenure as Secretary, Department of Revenue, Ministry of Finance, Mr. Bhide was involved in formulation of the Direct and Indirect Taxation policies including the Direct Taxes Code and the then proposed roll out of the Goods and Services Tax.

Mr. Bhide presently serves on the Board of several large Corporates and listed companies. He is a Graduate in Science and Law and also holds a Masters degree in Business Administration with specialisation in Financial Management.


VL Ramakrishnan


VL Ramakrishnan is a Chartered Accountant and Company Secretary with,20+ years of experience across BFSI and extensive expertise and knowledge in the retail lending (Auto, Housing, PL, MFI) business.

More recently, he was co-founder and CFO at Suroyday Micro Finance. Previously, he was with DCB Bank, GE Capital, Cholamandalam Finance and Modi Xerox.

As Shiksha Finance, as Chief Executive Officer, he leads the overall management of the Business and Investor relations.


Jacob Abraham


Jacob Abraham is a Chartered Accountant with 16+ years of experience across Finance Companies and Insurance including significant expertise in Finance, Strategy, Credit and Underwriting.

He has worked in multiple start-up environments, having being associated with Royal Sundaram Insurance, Chola Insurance, Cholamandalam Finance and PwC.

At Shiksha Finance, as Chief Operating office, he leads the Finance, Treasury Operations and Technology functions.