Karthik S

National Head –Business LAP, Collections & Legal

“A seasoned leader in the Banking and Financial Services industry with over 28 years rich experience in Collections, Legal Recoveries, Repossessions, Automobile Remarketing, and Strategic Negotiations across diversified lending portfolios. Throughout his career, he has successfully led large-scale collection and recovery operations, delivering strong portfolio performance while ensuring regulatory and legal compliance.

His expertise spans a wide spectrum of financial products, handling delinquencies in School Loans, Student Loans, Luxury Car Finance, Personal Loans, Small Ticket Personal Loans, Consumer Durable Loans, Two-Wheeler Finance, Commercial Vehicle Finance, Used Commercial Vehicles, Construction Equipment Finance, and Home Loans a. He brings deep domain knowledge in delinquency management, legal collections, recovery strategy, repossession management, and Automobile remarketing.

At Shiksha Finance, he serves as the National Head – Business LAP, Collections & Legal, spearheading the overall LAP Business, Collections and Legal functions nationwide.”